Jersey Shore State Bank
Christopher Kirwin has extensive experience in the banking industry. Christopher is currently working as a Vice President - Commercial Lender III at Jersey Shore State Bank. In their previous role at Reliance Bank (PA), they served as a Senior Vice President / Commercial Banker, where they built and nurtured banking relationships to fulfill clients' financial service requirements. Christopher also held the position of Senior Vice President of Personal Banking, overseeing end-to-end personal banking operations. Prior to that, they served as a Vice President / Commercial Banker, where they developed and sustained strong commercial business coalitions with stakeholders and clients. Christopher also has experience as a Vice President / Branch Administrator at Reliance Bank. Before joining Reliance Bank, they worked at First Commonwealth Bank as an Assistant Vice President / Consumer Lending.
Christopher Kirwin attended PennWest Clarion where they earned a Bachelor of Business Administration (BBA) degree with a concentration in Marketing. Christopher also completed a Certificate of Completion at the University of Bucknell, specifically in the Central Atlantic Advance School of Banking offered by the Pennsylvania Banker Association. Additionally, Kirwin obtained a Warton Leadership Certificate from the ABA Stonier Graduate School of Banking at the University of Pennsylvania.
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Jersey Shore State Bank
Penns Woods Bancorp, Inc., is the bank holding company for Jersey Shore State Bank (JSSB) and Luzerne Bank (LUZ). It was incorporated in Pennsylvania on January 7, 1983, with JSSB as a wholly owned subsidiary and later acquired Luzerne Bank on June 1, 2013. In October 2000, JSSB acquired the M Group, Inc. D/B/A The Comprehensive Financial Group. The M. Group operates as a subsidiary of JSSB, offering insurance and securities brokerage services. At Penn's Woods Bancorp, Inc., we value leadership, the kind of insightful, strategic leadership necessary to ensure the ongoing success and integrity of the regional financial institutions we oversee. We take pride in the expertise, dedication to excellence, and commitment to community of our leadership team as well as the leadership serving at each of our member banks. As the bank holding company for Jersey Shore State Bank (JSSB) and Luzerne Bank (LUZ), Penns Woods Bancorp, Inc., manages and supervises these regional banking institutions that serve customers throughout north-central and northeastern Pennsylvania. Our principal source of income results from dividends paid by JSSB and LUZ through their account services as well as through the insurance and investment products available from JSSB’s subsidiary, M-Group D/B/A The Comprehensive Financial Group.