Michel Fagundes Ferreira

Michel Fagundes Ferreira is an experienced professional in credit policy analysis and modeling, currently serving as a Senior Credit Policy Analyst at Juvo since July 2021. In this role, Michel actively participates in the development and implementation of credit policies, conducting backtests and investigative analyses to optimize scoring models. Previous experience includes roles at Bradesco, where responsibilities encompassed both modeling of default risk and reporting on credit portfolio performance. Michel's career also includes positions at HSBC focusing on credit risk modeling and internships in trading and investment management. Michel holds a bachelor's degree in Economics from Universidade Federal do ABC (2013-2017).