KarmaLifeAI is an AI-powered digital solution for the financial well being of blue-collar gig workers and micro-business. The company allows the user to pay directly for key expenditures and smoothen their consumption patterns. It offers real-time access to credit for gig workers, based on their payroll account, through partnerships with thedigital platforms they work for. It operates an interest-free subscription model in which the platform or the gig worker can pay a flat fee and access credit equalling up to one-third of their monthly income. The company analyzes alternative data points and payment behavior over time to unlock higher credit lines for the workers.

AI/ML

Consumer Services

FinTech

KarmaLifeAI

Rohit Rathi

Badal Malick

Amit Sarda

Abhishek Sharma

Pallavi Bollampally

Shishir Modi

Naveen Budda

The Product Development Team at KarmaLifeAI is responsible for designing, developing, and enhancing the AI-powered digital financial solutions tailored for blue-collar gig workers and micro-businesses. The team focuses on creating user-friendly interfaces, integrating alternative data analysis for credit assessments, and ensuring seamless access to real-time credit options. They collaborate closely to innovate and refine features that meet the unique financial needs of gig workers, improving their overall financial well-being.

Product Development Team

Engineering Team

Data and Analysis Team

Leadership Team

Product Development Team

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Other teams at KarmaLifeAI

Engineering Team

Data and Analysis Team

Leadership Team