Judy Z.

Judy Z. has over 17 years of work experience in the financial services industry. Judy began their career in 2004 at JPMorgan Chase & Co. as a VP Partner Risk, Decision Tech Sr. Analyst, and Sr. Risk Analyst. In 2011, they moved to Citi as a VP Portfolio Risk, where they were responsible for transaction level authorization and risk exposure management, as well as segmentation and customer profile analysis on massive transaction level data. In 2013, Judy Z. joined PNC as a VP Senior Portfolio Manager. In 2016, they became the General Manager at HC Financial Service Group. In 2017, they were appointed as the Head of DiDi Western Shore Consumer Lending at DiDi, where they led the consumer lending business to serve the financial needs of the drivers and business partners. In 2018, they became the Chief Risk Officer of Credit & Guarantee Insurance at Asia-Pacific Property & Casualty Insurance Co., Ltd., where they headed the risk management team with 30 professionals and an in-house technology team for the credit and guarantee insurance with a consumer loan portfolio of CNY 12bn. Finally, Judy Z. is currently the VP of Risk Strategy at Katapult, which they joined in 2022.

Judy Z. has completed a Master's degree in Statistics from the University of Delaware and is currently pursuing a Master's degree in Computer Science from the same university.