Kreditz
Malin Holmqvist Önnby is an accomplished executive with extensive experience in commercial leadership and operations across various sectors. Currently serving as Chief Commercial Officer at Kreditz since August 2025, Malin previously held the same title at Zmarta from April 2023 to August 2025, overseeing multiple business verticals. Prior experience includes leading the sales and marketing department at Nordea as Head of Commercialisation, and a substantial tenure at American Express, where responsibilities included strategic partner management and business development in the Nordic and Baltic regions. Malin's career started at Citigroup and Banque Invik, focusing on sales and marketing. With a Master of Science in International Business - Marketing from Luleå University of Technology and additional qualifications in board work and leadership, Malin brings a strong educational background to a successful career in financial services.
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Kreditz
Kreditz makes sense out of open banking/PSD2-data with their proprietary Analytics Categorization Engine