David Thoms is the Co-Founder of KredosAI, an early stage stealth FinTech company. Prior to this, David was the Founder of The Devenir Project, aimed at helping individuals improve their financial decision-making skills. With a background in risk management and analytics, David has held various leadership positions in companies such as T-Mobile, Ivoyant, LLC, Washington Mutual, drugstore.com, NextCard, and Intelligent Analytics, LLC. David holds a Master's degree in Economics from Texas Christian University and a Bachelor's degree in Economics with a minor in Philosophy from the same university.
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