Kshema General Insurance Limited
Karambir Singh Rai (KB) has a diverse work experience spanning several industries and roles. Karambir Singh is currently the Chief Growth Officer at Kshema General Insurance Limited. Prior to that, they served as the Vice President of Marketing for Jio Entertainment Services at Jio. In this role, they were responsible for marketing JioSaavn and JioTV/JioTV+. Before Jio, KB worked at Globacom as the Marcom Head for Mobile Money and Head of Brand Assets. Karambir Singh played a key role in launching GLO TV and also took on the position of Marcom Director for MoneyMaster. KB took a brief hiatus in their career to focus on personal pursuits and family. Karambir Singh then joined Digicel Group as the Head of Marketing before moving to J. Walter Thompson Worldwide as the Managing Director for the Tanzania and Kenya offices. At J. Walter Thompson, they handled accounts for several well-known brands in Sub Saharan Africa. KB's experience also includes working at Ogilvy as the General Manager for Sub Saharan Africa, overseeing client services for Airtel Africa across 17 countries. Karambir Singh started their career at Rediffusion Y&R as the Business Head and Vice President and later joined Publicis Groupe as the Client Services Director. KB began their career at DDB Mudra Group as an Associate Account Director.
Karambir Singh Rai (KB) attended Campion School in Mumbai from 1984 to 1991, where they completed their ICSE. Karambir Singh then went on to H.R. College of Commerce and Economics from 1991 to 1996, earning a Bachelor of Commerce (BCom) degree with a focus on Commerce. Following this, from 1996 to 1998, they attended Jagan Institute of Management Studies (JIMS Rohini) and obtained a Master of Business Administration (MBA) degree with a specialization in Marketing.
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Kshema General Insurance Limited
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Kshema is India’s digital Insurance company that caters predominantly to cultivators of the Agriculture & Food Sectors. Our mission is to enable resilience among cultivators across the country, from income shocks due to extreme climate events and other vagaries, with insurance. I AGRI - our proprietary location-aware platform that assesses and prices risk adequately allows us to address pre-harvest risks at a farm level. Developed in partnership with leading global experts in Spatial data sciences, actuaries, financial engineers and remote sensing experts among others, the platform allows us the benefit of drawing evidence-based results to expand the scope of our services beyond traditional risk analyses. • A D2C rural insurance company with emphasis on creating products for cultivators. • Kshema would create insurance solutions, through geo-tagging for many location-specific pre-harvest risks faced by cultivators. • We aim to incentivize sustainable cultivation practices contributing to a ‘Net Zero Emissions Planet’ and Sustainable development Goals in the future. • A well-capitalized company led by promoters with a progressive vision and a growth mindset. • Kshema is an equal opportunities provider. Whether it’s our employees, vendors or partners, we only consider their merit and the value they create. We are changing the world, one farmer at a time – if you are passionate about creating impact on a global scale – join our journey.