Janine Graff

Janine Graff has extensive experience in the insurance industry, currently serving as the VP Director of State Operations at Liberty Mutual Insurance since November 2011, where responsibilities encompass personal insurance lines in California and Hawaii, focusing on P&L, pricing, strategy, legislation, and compliance. Prior roles at Liberty Mutual include VP Director of Product Management, overseeing State Management Personal Lines Insurance Operations. Before joining Liberty Mutual, Janine worked at Safeco Insurance as Central Zone VP Product for Home and Auto and AVP - Sr. PM, managing significant product lines across multiple states. Early career experience includes a position as Senior Pricing Analyst at Progressive Insurance, where Janine prepared filings and developed rate recommendations for commercial products. Janine Graff holds a BA in Accounting - Business from Wittenberg University, obtained in 1990.