David G. Lucht

David Lucht is a founding member of the Live Oak Bank team and most recently served as executive vice president of credit before retiring in December 2020. He joined Live Oak in 2007 and helped design the bank’s approach to identifying and managing credit risk. Additionally, Lucht helped shape the corporate culture of the company since its inception and his leadership will continue to drive the company’s trajectory.

Prior to his career at Live Oak, Lucht held executive positions at financial institutions including chief credit officer, executive vice president and director at First Merit Bank in Akron, OH, where he was responsible for leading a turnaround in the credit culture and performance of the $10.5 billion bank. Prior to First Merit, Lucht served as senior credit officer of National City Bank.

Lucht received a Bachelor of Science degree in marketing from Miami University in Ohio and his MBA from Kent State University.