Howie Jays

Howie Jays has been involved in the business world since 2014, when they founded LoanSmarter.com (NMLS 1214294). In 2020, they founded SmartClosings.com, a licensed title agency dedicated to providing borrowers with fast, smooth closing services at competitive rates. Howie also founded Morlogix.com LLC and Smarter Developments and Smarter Companies LLC in the same year. Howie currently holds the role of Founder/CEO in all four companies.

Howie Jays' education history includes a degree in Economics and Business from York University between 2001 and 2005. Howie also holds certifications in Mortgage Lender License from the Ohio Department of Administrative Services obtained in February 2021, Loan Originator, Mortgage from the Georgia Department of Banking and Finance obtained in November 2019, NMLS from The Florida Office of Financial Regulation obtained in August 2014, California Finance Lender Law from the California Department of Business Oversight obtained in August 2016, Mortgage Brokers, Mortgage Lenders And Mortgage Loan Originators from the Michigan Department of Insurance and Financial Services, and Mortgage Loan Originator from the Colorado Housing and Finance Authority.