Fernando Alvarez Cabezas

Fernando Alvarez Cabezas has extensive experience in risk management within the banking sector, with a career spanning over three decades. Currently serving as Jefe de Riesgo at Lukkap since February 2019, Fernando previously held the position of Jefe de Riesgo Grandes Empresas at Scotiabank for a brief period in late 2018 and at BBVA from June 1981 until September 2018, where responsibilities included supervising teams dedicated to the evaluation and analysis of credit risk for large enterprises across multiple regional branches. Fernando's professional trajectory showcases a strong focus on credit operations oversight and client advisory roles, complemented by a solid educational foundation in finance and accounting, with degrees in Contador Auditor and Técnico Financiero.