RS

Ralf Schmücker

Head Of Credit Risk Management

Ralf Schmücker currently serves as the Head of Credit Risk Management at Luzerner Kantonalbank since April 2025. Previous experience includes a role as Head of Credit Risk - Specialties & Underwriting at Credit Suisse from April 2018 to January 2025, and a distinguished career at RBS from August 2005 to March 2018, where Ralf held several positions, including Senior Credit Underwriter and EMEA Credit Sector Head - Corporates. Earlier roles were held at Deutsche Bank from August 2000 to July 2005, encompassing positions such as Relationship Manager and Credit Analyst. Ralf Schmücker holds a Master of Engineering and Business Management from Paderborn University and is pursuing a Verwaltungsrat certification at AKAD.

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