Mahindra Finance
Ruchi Sharma currently serves as a Credit Risk Manager at Mahindra Finance since June 2023, following a role as Corporate Trainee in Risk. Prior experience includes a position in Finance at Nestlé and an internship in Equity Research at JM Financial Services Ltd. Ruchi's earlier internships involved work at Handout Foundation and as an Internshala Student Partner. Educational qualifications include a PGDM in Business Design from Welingkar Institute of Management, an MCom in Advanced Accountancy from the University of Mumbai, and a Bachelor of Commerce degree from The KET's V. G. Vaze College of Arts, Science & Commerce. Ruchi also completed HSC and SSC education at Parle Tilak Vidyalaya Associations and S.E.S High School, respectively.
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Mahindra Finance
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Mahindra & Mahindra Financial Services Limited (Mahindra Finance), part of the Mahindra Group, is one of India's leading non-banking finance companies. Focused on the rural and semi-urban sector, the Company has over 9.3 million customers and has an AUM of over USD 11 Billion. The company is a leading vehicle and tractor financier and also offers other products like Fixed Deposits and SME Loans. The company has over 1,367 offices and reaches out to customers spread over 3,80,000 villages and 7,000 towns across the country. Mahindra Finance is the only Non-Banking Finance Company from India to be listed on the Dow Jones Sustainability Index in the Emerging Market Category 2019. The Company's Insurance Broking subsidiary, Mahindra Insurance Brokers Limited (MIBL), is a licensed Composite Broker providing Direct and Reinsurance broking services. Mahindra Rural Housing Finance Limited (MRHFL) a subsidiary of Mahindra Finance provides loans for purchase, renovation, construction of houses to individuals in the rural and semi-urban areas of the country. Mahindra Manulife Investment Management Private Limited (MMIMPL), a subsidiary of Mahindra Finance, acts as the Investment Manager for Mahindra Manulife Mutual Fund. The Company has a JV in the US, Mahindra Finance USA LLC, in partnership with De Lage Landen, a subsidiary of Rabo Bank, for financing Mahindra vehicles in the US.