Vikash P.

Vikash P. has a diverse work experience in the banking and finance sector. Vikash started their career in 2013 as a Credit Relationship Manager at ICICI Bank, where they handled credit appraisals, managed the application process, and made underwriting decisions within specified timelines. In 2018, they joined Axis Bank as a Credit Manager, responsible for underwriting MSME and unsecured business loan proposals, conducting detailed financial analysis, and maintaining a quick turnaround time. In 2021, they moved to HDFC Bank as a Credit Manager, analyzing financial statements and bank statements to assess creditworthiness, conducting personal discussions with clients, and ensuring timely approvals. Prior to their current role, they worked at Cholamandalam Investment and Finance Company Limited as an Area Credit Manager, conducting credit appraisals for unsecured business loans and professional loans, analyzing applicants' financial status, and preparing Credit Approval Memos. Vikash's most recent role is as State Credit Head at Mahindra Home Finance, starting in 2023.

Vikash P.'s education history can be summarized as follows:

From 2012 to 2013, they attended Manipal University and obtained a Post Graduate Diploma in Banking and Finance, focusing on the field of Banking and Finance.

Between 2010 and 2012, Vikash P. pursued a Master of Business Administration (MBA) degree with a specialization in Finance at the Department of Applied Economic and Commerce.

In 2009 and 2010, they completed a Post Graduate Diploma in Financial Management at Nalanda Open University, Patna, with a concentration in Financial Management.

From 2006 to 2009, Vikash P. studied at Vanijya Mahavidayala and earned a Bachelor's degree in Commerce, specializing in Account Honours.

Between 2004 and 2006, they attended Vanijya Mahavidayala and completed an Intermediate degree in Commerce.

In 2003 and 2004, Vikash P. completed their 10th grade at Infant Jesus' School, following the CBSE curriculum. The field of study for this degree is not specified.