Emmel M. is a dedicated financial professional with extensive experience in financial advisory, planning, and account management. Currently serving as a Financial Advisor at Manulife Philippines since November 2023 and a Financial Planner at Pacific Cross since March 2023, Emmel offers various insurance products and health maintenance organization services to individuals and corporations. Previous roles include Account Manager at ONGO Smart Advertising Inc., where Emmel enhanced advertisers' campaign reach through digital advertising, and Financial Advisor at Pru Life UK, focusing on life insurance solutions. Emmel's career began as an International Assignment Tax Specialist at IBM, and earlier experience includes account executive roles in advertising and an internship at UCPB General Insurance Co., Inc. Emmel holds a Bachelor of Science in Business Administration with a focus on Marketing Management from the University of Santo Tomas.