CA Ajay Agarwal currently serves as Associate Vice President in Commercial/Business Relationship Management at Mashreq since March 2023, focusing on commercial banking, structured finance, and revenue management. Prior to this role, Ajay held several positions including Treasury & Insurance management at Jumbo Electronics Company Limited, where responsibilities included cash flow management and treasury process automation. Ajay's experience spans multiple banks, notably as a Relationship Manager at Commercial Bank of Dubai, Abu Dhabi Commercial Bank, and RAKBANK, managing corporate client portfolios and facilitating complex banking solutions for small and mid-sized companies. Before this, Ajay worked at YES BANK in commercial banking and at Kotak Mahindra Bank as a Credit Analyst. Educational qualifications include Chartered Accountant from The Institute of Chartered Accountants of India and a Bachelor of Commerce (Hons) from the University of Rajasthan, along with CFA Level 1 clearance.