Charles Toney

Charles Toney has over 39 years of experience at Mercury General Corporation, starting as a Programmer/Analyst in 1984 and progressing through various roles to the position of Vice President and Chief Actuary since May 1994. In this capacity, Charles Toney manages the personal lines pricing and rating structure and has been instrumental in introducing Generalized Linear Models (GLM) and credit scoring to the company. Previous roles include Assistant Vice President, where oversight of the catastrophe reinsurance program was a key responsibility, and Actuarial Analyst, focusing on personal lines pricing and reserving analyses. Charles Toney holds a Bachelor of Science in Business Administration with a focus on Finance from the University of Southern California, completed in 1984.