Javier Oyarzún Romero

Javier Oyarzún Romero is a highly experienced actuary specializing in annuities at MetLife since April 2016. In this role, Javier oversees the monthly calculations of technical reserves as mandated by the local regulator CMF and USGAAP, focusing on various reserve types including Ongoing Risk, Claims Reserve in Process, Mathematical Reserve, and Occurred but Not Reported (OYNR). Prior to MetLife, Javier worked as a technical analyst at BICE VIDA, where responsibilities included pricing new accounts, transferring life and health insurance, and developing a model to simulate account renewal alternatives. Earlier experience includes a professional internship at Banco Santander Chile, involving the review of financial investment models and programming in VBA and Access. Educational credentials include a thesis in Financial Economics and degrees in Mathematics and Mathematical Engineering from Universidad de Santiago de Chile.