Sarah Cosgrave

Sarah Cosgrave is managing vice president of business development for Midland Credit Management (MCM). In her current role, Ms. Cosgrave oversees the acquisition of consumer debt portfolios in the United States and is responsible for the company’s relationships with external banking partners. Under her leadership, the business development team has achieved a number of sequential record years of capital deployment in the U.S. In addition to purchasing, Ms. Cosgrave manages an analytics team and MCM’s issuer certification function that facilitates bank requests for information and onsite audits.

In 2019, Ms. Cosgrave served on the Risk Management Association’s (RMA) inaugural diversity and inclusion task force. She has nearly 20 years of experience in the financial services industry. Prior to joining MCM in 2006, Ms. Cosgrave spent five years with Capital One in various operations and business development roles.

Ms. Cosgrave holds an MBA in finance from San Diego State University, and both a bachelor’s degree in politics and a bachelor’s degree in legal studies from the University of California Santa Cruz.