MJW Mortgage
Kimberly Stout is an accomplished professional in the mortgage and banking industry, currently serving as VP of Credit & Risk at MJW Mortgage since June 2025. Prior experience includes a role as Residential Underwriter III at Cogent Bank from August 2023 to July 2025 and a tenure at Homepoint from June 2017 to November 2022, where Kimberly held positions as Senior Director of Business Controls, Director of TPO Business Controls, and Director of Underwriting Manager. Earlier career experience at Stonegate Mortgage Corporation spanned from 2009 to June 2017, where Kimberly advanced from Senior Underwriting Lead to Underwriting Team Lead for Quality Initiatives.
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MJW Mortgage
Our Story: Now known as MJW Mortgage, MJW Financial LLC first opened its doors in early 2008 in spite of the unfavorable housing market conditions. Unhappy with the reputation given to mortgage banks subsequent to the fall of numerous lenders, the founder decided to create a company whose sole purpose would be to provide affordable and appropriate mortgages to both homeowners with the desire to refinance, and home buyers wishing to purchase. Customer service and the willingness to exhaust every available resource are the two main principles that drive the MJW team. MJW’s ultimate goal is to understand your immediate needs, as well as your plans for the future, and introduce you to a loan that will satisfy both. Fulfilling this goal with every customer has resulted in MJW growing every year since it’s inception. Our Values The founders of MJW Mortgage pride themselves on the delivery of an unmatched mortgage experience. Doing the Right Thing: When shopping for a home there can be multiple options for any client. We believe outstanding mortgage service starts with advising clients on the best possible options and scenarios for their personal budget and needs. We tailor the mortgage to best fit the client’s situation, and not to maximize profits. Delivering on the Promise: At MJW Mortgage we make a promise to each customer to provide excellent service by communicating often and openly, and executing tasks quickly, in order to complete the loan process with ease. We proudly deliver on-time closings for our clients and realtor referral partners. Focus on People: Our mission since opening has been to help clients understand the mortgage process. Buying a home is a big investment, and we want every client to feel informed and secure in their decision. Our team aims to create trust with every client, by ensuring availability and communication throughout the home buying process.