Kimberly Urban

Kimberly Urban is a seasoned financial professional with extensive experience in credit risk management and underwriting. Currently serving as a Senior Credit Risk Associate and Assistant Vice President at Santander Bank since August 2011, Kimberly's responsibilities include monitoring concentration risks, analyzing performance data for a $7 billion mortgage portfolio, and collaborating on lending policies that emphasize profitability, regulatory compliance, and loan quality. Prior to this role, Kimberly worked at Travelers as an Auto Physical Damage Claim Representative from May 2008 to August 2011, where duties involved investigating insurance claims and negotiating settlements. Kimberly also led underwriting operations at Option One Mortgage from November 2003 to October 2007, overseeing staffing and workflow processes to enhance loan decision efficiency. Kimberly holds a Bachelor of Science in Business Administration with a focus on Finance from Bryant University.