Xinzi Z. is a Senior Associate at MSCI Inc., with experience in quantitative model validation focusing on credit and commodity derivatives since October 2018. Prior to this role, Xinzi Z. served as a Risk Analyst at China Merchants Bank from December 2016 to September 2018, specializing in market risk monitoring and credit analysis, as well as contributing to risk analytics infrastructure development. Xinzi Z. also gained research experience as a Research Assistant at the University of Michigan, investigating equity market dynamics, and completed an internship as a Corporate Banking Analyst at China Merchants Bank's New York Branch, where responsibilities included preparing financing plans and conducting credit analyses. Xinzi Z. holds a Master of Science in Industrial and Operations Engineering from the University of Michigan and a Bachelor of Engineering in Electronic and Computer Engineering from The Hong Kong University of Science and Technology.