Vinod Reddy

Business Head- Secured & Unsecured Lending at Muthoot Fincorp Ltd.

Vinod Reddy has an extensive work experience spanning multiple companies and roles. Vinod currently works at Muthoot Fincorp Ltd. as the Business Head for Secured & Unsecured Lending. In this role, they are responsible for setting up and managing the lending business, including Loan Against Property, Gold Loans, Micro Business Loans, and Personal Loans. Vinod oversees P&L responsibilities, business case and credit policy approvals, process implementation, team building, and overall business strategy.

Prior to their current role, Vinod served as the GM Zonal Business Head South and Business Head NRI Business at PNB Housing Finance Limited. During their tenure, they successfully expanded the company's branches and brand presence, achieving sales and revenue targets. Vinod also managed a significant monthly disbursal both for regular and NRI loans.

Before joining PNB Housing Finance Limited, Vinod worked at IndusInd Bank Ltd as the Zonal Head for Assets. Vinod was responsible for managing secured assets, home loans, and loan against property across multiple states. Vinod introduced new branches, managed profit-centric operations, and established strategic partnerships with financial institutions.

Vinod also held positions at Fedbank Financial Services Ltd as the VP for Assets and ABN AMRO Bank N.V. as the AVP for Mortgages.

Overall, Vinod Reddy's work experience demonstrates their expertise in business management, lending operations, team leadership, and strategic planning in the financial services industry.

Vinod Reddy obtained a degree in Instrumentation Technology from Bangalore Institute of Technology, where they studied from 1991 to 1995. Vinod later pursued an MBA in Finance and Marketing from Newport University, although the specific years of their enrollment are unknown. In terms of certifications, Vinod obtained various qualifications throughout their career. These include "Leadership at the SPEED OF TRUST" from FRANKLIN COVEY CO in April 2018, "Certificate of Completion-Industry Series Workshop on Education Sector-CRISIL" from CRISIL Limited in July 2017, "Certificate of Participation - Risk Analysis in Health Care Sector" from PNB Housing Finance Limited in June 2017, "Certification of Appreciation - ICICI LOMBARD GLOBAL LEADERSHIP SUMMIT-2017" from BCG GAMMA in May 2017, "Strategic Management & Leadership" from enParadigm Knowledge Solutions in August 2014, "Situational Leaderhip II" from Ken Blanchard in January 2014, and "Situaltional Leadership" from PNB Housing Finance Limited in an unknown month of 2014.

Links

Previous companies

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Timeline

  • Business Head- Secured & Unsecured Lending

    May, 2020 - present

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