Ajay Kumar is a seasoned financial professional with extensive experience in credit management and operations. Currently serving as a Cluster Credit Manager at Choice since March 2022, Ajay has previously held positions including Branch Credit Manager at Fullerton India Credit Company Ltd., Team Leader at AU Small Finance Bank, Senior Operations Executive at Magma Fincorp, Senior Executive at Kotak Mahindra Bank, and Credit Officer at HDFC Bank. Ajay began a career in finance after earning a Bachelor of Computer Application degree from the University of Rajasthan between 2009 and 2011.