Justin Carmichael

Justin Carmichael has worked in the mortgage lending industry since 2005. Justin began their career as a Branch Manager at Countrywide Home Loans. In 2008, they joined Luxury Mortgage Corp as a Sr. Mortgage Loan Originator and Presidents Club Member. In 2015, they became Vice President at Guaranteed Rate. In 2017, they moved to Neat Capital as Director of Mortgage Lending NMLS #103015. Justin is currently the Director of Mortgage Lending at Neat Loans, a position they have held since 2018.

Justin Carmichael received a Bachelor of Science in Physiology from Ithaca College between 1990 and 1993.