Ngern Tid Lor
Yutasit Komonniramit possesses extensive experience in credit risk modeling and technology, currently holding a position in Credit Risk Technology at Ngern Tid Lor since August 2020, where responsibilities include the continuous improvement of credit risk models and data to align with business strategies. Prior to this, Yutasit worked at SCB – Siam Commercial Bank from October 2019 to July 2020, and TMB Bank PCL from March 2015 to September 2019, focusing on credit risk models. The career began at Thanachart Bank Public Company Limited, where Yutasit contributed to credit risk models from November 2007 to February 2015. Educational qualifications include a Master of Science in Applied Statistics and a Bachelor of Science in Statistics, both obtained from Thammasat University.
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Ngern Tid Lor
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Ngern Tid Lor Public Company Limited ("TIDLOR"), the owner of the top-of-mind Ngern Tid Lor brand, is the leader in providing vehicle title loans to the under-banked customer segment and the largest branch-based non-life insurance broker in Thailand. With over 1,600 branches nationwide, TIDLOR serves as an accessible, fair, transparent, and responsible source of financing to the under-banked Thai population, offering them better choices in times of financial difficulty. All TIDLOR’s operations are guided by the principle “In everything we do, we strive to empower people and enrich lives. We believe that access to fair, transparent, and responsible financial services are everyone’s right.” This is reflected through its range of products and services that create opportunities for its customers who often lack access to formal financing.