Joe Smith

Joe Smith currently serves as the SBA Market President at Northwest Bank since October 2020, leveraging extensive experience in the banking sector. Prior to this role, Joe held the position of Senior Vice President, SBA Manager at Exchange Bank from April 2016 to October 2020, managing the SBA Division. Joe's background includes significant contributions at Umpqua Bank and American Business Lending, where roles focused on SBA loans. Joe has also been an active member of the Sonoma County Family YMCA Board of Directors since 2010, serving as Treasurer and past Board Chair. Involvement with the National Association of Government Guaranty Lenders reflects Joe's commitment to the field, alongside educational credentials from the University of Tennessee, Knoxville.