Ralph Cabanas

Ralph Cabanas is a seasoned banking professional with extensive experience in compliance, particularly in the areas of Know Your Customer (KYC) and Anti-Money Laundering (AML). Since September 2011, Ralph has held multiple leadership roles at Ocean Bank, culminating in the position of Vice President, BSA & KYC Manager, where responsibilities include managing KYC and OFAC compliance, as well as policy implementation. Prior experience includes various roles at Ocean Bank and Bank of America, where Ralph developed expertise in transaction monitoring and suspicious activity reporting. Educated at Florida State University with an MBA and Florida International University with a Bachelor's in Finance, Ralph is well-equipped to navigate complex regulatory environments in the financial sector.