Antoine Najm holds a Bachelor's Degree in Business Administration (Finance) from HEC Montreal (1993) and received his undergraduate degree and high school diploma in Canada.
He serves as Group Credit Head at Bank Audi sal since May 2015, in charge of the Group Credit division constituted of (i) Group Corporate Credit Management department, comprising Regional credit approvals and reviews, Group Credit Admin & MIS, (ii) Corporate Credit Risk-Lebanon department. He manages the Group Corporate Credit Portfolio, with responsibilities encompassing the entire process, from independent credit approval to portfolio reviews. He initiated and managed the de-risking strategy of the Group loan portfolio in early 2017 (ongoing) and acts as an independent credit approval authority across the Group for all credits above entities' local limits.