Malvika Mittal

MALVIKA Mittal is a seasoned professional in credit risk analytics and forecasting, currently serving as Manager of Collection Analytics & Loss Forecasting at Oportun since March 2022. In this role, MALVIKA developed loss forecasting models for a $3 billion personal loan portfolio and has played a significant role in monitoring model performance and facilitating collection policy implementation. Previously, MALVIKA held the position of Assistant Vice President at Wells Fargo, focusing on loss forecasting and credit underwriting strategies for a $30 billion credit card portfolio. This experience included managing direct mail and digital channels, innovating credit strategies, and enhancing model accuracy. MALVIKA's career also includes roles at Moody's Analytics, where model development and validation were key responsibilities, and earlier positions involving financial audits and taxation. MALVIKA holds an MBA in Banking & Finance from the National Institute of Bank Management and is a Chartered Accountancy Intermediate graduate.