Reginald W.

Evp, Chief Credit Officer at Optus Bank

Reginald W. has a diverse range of work experience in the banking industry. Reginald started their career at First Citizens Bank in 2010, where they worked in various roles including Collection Specialist, Loss Mitigation/Loss Share Specialist, Credit Officer, and AVP Commercial Underwriting. In these positions, they gained experience in underwriting loan requests, reviewing financial statements, credit reports, and maintaining the safety and soundness of the bank's loan portfolio. In 2018, they joined Optus Bank as the VP, Credit Portfolio Manager, where they analyzed credit risk in the loan portfolio and managed liquidity. Reginald then progressed to become the EVP, Chief Credit Officer, where they focused on addressing credit risk culture and programs, developing new products and technologies, and overseeing all aspects of credit and risk management.

Reginald W. has a Bachelor of Arts degree in Economics from Winthrop University. Reginald also holds a Master of Business Administration (MBA) degree in Data Analytics from LSU Shreveport. In addition, they have attended the Graduate School of Banking at LSU from 2019 to 2022, although no specific degree or field of study is mentioned.

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