Miguel Esparza is a Financial Planning Analyst at OXXO since September 2023, responsible for developing income statements and financial ratios to assess business performance and presenting financial results to management. Previously, Miguel served as an FP&A Coordinator at Hey Banco from August 2021 to August 2023, where responsibilities included budget preparation and management of a three-statement operating model. Miguel also held the position of Financial & Strategic Planning Analyst at Hey Banco, contributing to loan pricing strategies that resulted in a 140% growth in the loan portfolio and preparing strategic presentations for investor relations. Earlier experience includes an internship at Metalsa, where Miguel created a dashboard for operational KPIs and developed an incident reporting application. Miguel holds a Bachelor of Engineering in Mechanical Engineering from Tecnológico de Monterrey, earned in July 2021.
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