Karthik Vemula is an experienced Application Development Consultant at Pacific Life since August 2014, specializing in the full lifecycle development of Life and Annuity products and the architecture of REST services for DB2. Karthik's background includes roles as a Product Consultant at Voya Financial, Sr. Vantage One Business Analyst at John Hancock Financial Services, Lead Programmer Analyst at Phoenix Life Insurance Company, and Programmer Analyst at National Life Group. Karthik holds a Bachelor of Technology (B.Tech.) degree in Computer Science from Andhra University, obtained between 1998 and 2002.