Philip Taylor serves as Senior Legal Counsel at Pay.UK since March 2020, bringing extensive experience in payment systems and financial services regulation. Previously, Philip held the position of Senior Lawyer at the Payment Systems Regulator from April 2015 to March 2020, where responsibilities included leading legal efforts on the indirect access market review and various strategic forums. Additional roles include positions at the Financial Conduct Authority as a Secondee Technical Specialist, and the Bank of England as a seconded lawyer focusing on RTGS renewal legal matters. Philip's earlier career includes significant roles at National Grid, Wragge & Co LLP, BBC, Severn Trent Water, and BG Group, where Philip led regulatory and competition law initiatives. Academic qualifications encompass an MA in EC Competition Law from King's College London and an MBA from Warwick Business School, among others.