Ratinder Bedi currently serves as the Senior Vice President and Global Chief Credit Officer at PayPal since May 2024. Prior to this role, Ratinder held the position of Senior Vice President and Chief Credit Officer at SoFi from October 2019 to May 2024, overseeing Risk Data Science, Risk Infrastructure, and Collections. Ratinder's earlier experience includes serving as the Global Head of Risk Data Science and Analytics at Visa from March 2015 to October 2019, where responsibilities spanned across multiple global regions. Additionally, Ratinder held various leadership roles at Citi, including Head of North America Recovery Risk and Senior Director for Collections Policy & Strategy. Prior experience also includes serving as Vice President of Risk Management at General Electric from 2003 to 2007. Ratinder Bedi earned a Master of Public Health in Biostatistics from UCLA and a Bachelor of Arts in Chemistry from the University of Southern California.
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