Juliana MacHado

Juliana Machado serves as the Head of Risk Management at PayRetailers, leading a global team focused on financial crime prevention, enterprise risk management, and risk analytics. With extensive experience in credit risk and governance, Juliana has previously held key roles at Tuya S.A as Director of Credit Risk, implementing credit policies aligned with organizational strategy, and at Bancolombia, where diverse roles included Capital Allocation Manager and Enterprise Risk Management Leader, contributing significantly to risk assessment frameworks and profitability enhancements. Juliana holds a Master in International Business with a Project Management Minor and a Master in Finance Administration, alongside a Bachelor's Degree in Economics from Universidad EAFIT. Additionally, Juliana has academic experience as a macroeconomics professor.