Stephen Kelly is an experienced finance professional currently serving as the SME Manager at permanent tsb, overseeing the SME Underwriting Team since March 2022. With a strong background that includes roles such as SME Senior Credit Underwriter at Ongar Grinds and Banking Consultant while self-employed, Stephen has amassed significant expertise in credit management and business development within the banking sector. Previous positions at Bank of Ireland include Credit Specialist, Business Capability & Development Manager, and Business Relationship Manager, where Stephen effectively managed portfolios, developed customer relationships, and supported lending processes. Stephen holds multiple qualifications in accounting and finance, including an Advanced Diploma in Accounting and Business and several accreditations from ACCA and the Institute of Bankers, along with a Bachelor of Arts in Mathematics and Irish from Maynooth University.
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