Tim Cullen

Tim Cullen, MBA, is an experienced compliance professional with a strong background in anti-money laundering (AML) and regulatory compliance. Tim has held various leadership roles in notable organizations throughout their career.

Starting in 1996, Tim worked as a Bookkeeper at the Bank of Cattaraugus, where they managed accounting and loan departments, interacted with customers, and reviewed loan applications.

In 2003, Tim became an Economic Policy Analyst at the American Enterprise Institute, conducting research and analysis on economic policies alongside influential figures such as Newt Gingrich.

Tim then transitioned to the legal field as a Law Library Research Analyst at Schiff Hardin LLP, compiling information and providing analysis on various cases.

Tim joined the Financial Industry Regulatory Authority (FINRA) in 2006 as a Compliance Examiner, where they received comprehensive training and performed compliance assessments on broker/dealers in areas such as AML, communications, and supervision.

In 2007, Tim took on the role of Deputy Chief Compliance Officer/Chief AML Compliance Officer at thinkorswim, focusing on developing and maintaining supervisory and compliance policies, as well as implementing measures to combat account and customer fraud.

At TD Ameritrade, Tim held multiple positions from 2010 to 2015. As a Senior Manager of Anti-Money Laundering Surveillance, Trade Surveillance, and Associate Surveillance, they led teams in detecting suspicious activity and created new scenarios to enhance surveillance effectiveness. Tim later served as a Senior Manager Anti-Money Laundering Compliance Officer, contributing to product development, system enhancements, and AML support across various business units and international operations.

From 2015 to 2019, Tim worked as an MD Compliance and Chief Anti-Money Laundering Compliance Officer at StoneX Group Inc., where they established an enterprise-wide oversight and AML program, managed AML and KYC policies, and facilitated compliance with regulations and industry standards, including those related to digital currencies.

As Head of AML Advisory at CIBC from 2019 to 2020, Tim supported the US Region AML Officer in implementing and managing AML operations and economic sanctions components of the US AML Compliance Program across different financial services businesses.

Most recently, Tim served as Deputy Compliance Officer/Chief AML Officer at Zero Hash from 2020 to 2022, assisting in executing compliance and AML responsibilities, directing the compliance program and strategy, and managing BSA/AML and OFAC Compliance Programs.

Currently, Tim is the Chief Compliance Officer at Phillip Capital Inc., where they oversee compliance operations and ensures adherence to regulatory requirements.

Overall, Tim Cullen brings a wealth of experience and expertise in compliance, AML, and regulatory matters, making him a highly qualified professional in the field.

Tim Cullen, MBA, has a strong educational background in finance and accounting. Tim completed their Bachelor of Business Administration (BBA) in finance from St. Bonaventure University from 2000 to 2004. During their time at St. Bonaventure University, they also pursued an Advanced Economic Policy Certificate from American University in 2003.

In 2004, Tim furthered their education by enrolling in St. Bonaventure University's Master of Business Administration (MBA) program, specializing in finance and accounting. Tim completed their MBA in 2005.

In addition to their degrees, Tim has obtained several certifications to enhance their professional qualifications in the financial industry. These certifications include CAMS and CGSS from ACAMS, and various certifications such as Securities Industry Essentials, Series 4, Series 63, Series 7, and Series 24 from FINRA. The specific months and years when these certifications were obtained are not provided.