Santosh Avhad

Santosh Avhad is an experienced finance professional currently serving as Branch Credit Manager at Piramal Capital & Housing Finance Limited since April 2022. Prior roles include Credit Manager at Jana Small Finance Bank and Assistant Credit Manager at BAJAJ HOUSING FINANCE LIMITED. Santosh began a career in credit analysis as a Credit Executive at Aditya Birla Finance Limited and CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED, followed by a role as a Credit Analyst at VEERARAGHAVAN FINANCIAL & OUTSOURCING SERVICES PRIVATE LIMITED. Santosh holds a Master of Business Administration (MBA) in Finance from Kalyani Charitable Trusts K.R.Sapkal College of Management Studies and a Bachelor of Commerce in Accounting and Finance from Savitribai Phule Pune University.