Chintankumar Vaghela is an experienced finance professional currently serving as Area Credit Manager at RATNAAFIN CAPITAL since July 2024. Prior roles include Deputy Manager Credit and Area Credit In Charge at Mahindra Home Finance from March 2022 to July 2024, and Credit Officer at Ujjivan Small Finance Bank from January 2018 to March 2022, where the role evolved into Senior Credit Officer. Additional experience includes positions as Senior Credit Officer at Muthoot Housing Finance Company Limited and Deputy Credit Manager at Disha Microfin, alongside a foundational credit and accounting role at SHRIRAM CITY UNION FINANCE LIMITED. Chintankumar Vaghela holds a Master of Business Administration in Finance from Jaipur National University.
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