Software Engineer - Account Verification

We believe that the way people interact with their finances will drastically improve in the next few years. We’re dedicated to empowering this transformation by building the tools and experiences that thousands of developers use to create their own products. Plaid powers the tools millions of people rely on to live a healthier financial life. We work with thousands of companies like Venmo, SoFi, several of the Fortune 500, and many of the largest banks to make it easy for people to connect their financial accounts to the apps and services they want to use. Plaid’s network covers 12,000 financial institutions across the US, Canada, UK and Europe. Founded in 2013, the company is headquartered in San Francisco with offices in New York, Washington D.C., London and Amsterdam. #LI-Remote

The Account Verification team is responsible for the Authentication, Balance, Identity business of Plaid. This is the foundational business responsible for a significant amount of Plaid’s revenue today. The team builds solutions for maintaining this core business, as well as new products to unlock net new market space and use-cases. The Account Verification team owns these Products across the stack - i.e. extractions from the bank, modeling this data internally, serving via APIs. 

In the near horizon, the team’s goal is to build 0 to 1 new products for onboarding users to Pay By Bank using plaid and unlocking new market segments.

Plaid is looking for a new team member who will be responsible for working across the stack to plan, design, build, test and deploy the new Account Verification products and solutions. You will work closely with cross-functional partners from Product, Legal, and Design. This role will provide opportunities to learn how to power data at Plaid - building bank side integrations for our core products. Being on the Account Verification team, you will learn new technologies and languages and have the ability to be a project leader as we explore ambiguous problem spaces.

Responsibilities

• You will work closely with a highly iterative, cross-functional team to understand product requirements and legal constraints to build Account Verification Products.
• You will deeply understand Client needs and architect solutions tailored to their use cases.You will partner with other teams within the Payments group, working closely with other engineering teams as well as Design, Data Science, and more to iterate on and productionize new products.
• You will have the opportunity to architect efficient, scalable services paired with well-designed UI as we work closely with our Clients.
• You will own and lead projects, step up as a trusted member of the team’s oncall rotation, advocate for technical and process changes, and follow best practices to increase overall system reliability.

Qualifications

• 2-4 years of experience working as Software Engineer.
• Excellent coding and testing skills Ability to work in large scale backend systems.
• Experience as a project lead, or desire to quickly take on that responsibility.
• [Very-nice-to-have] strong communication skills.
• [Nice-to-have] Experience with Python, Golang, SQL, and/or AWS