Nikolay Lazarov, Ph.D. EMBA, is an accomplished professional with extensive experience in the banking industry, currently serving as Senior Director of Digital Business at Postbank (Eurobank Bulgaria AD) since February 2015. With over two decades in sales, Nikolay has developed a robust career managing various sales activities across multiple distribution channels, including retail banking and affluent segments. Prior roles include Head of Sales Division and Head of Sales for Individual Banking at Postbank, as well as Head of Retail Sales Department at Raiffeisenbank Bulgaria. Nikolay holds a Doctor of Philosophy degree in Banking and Finance from VUZF University, an Executive MBA from COTRUGLI Business School, and recently completed an executive program in Digital Marketing at INSEAD.
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