Ramanand S Frm

Ramanand S, FRM is currently working as a Manager - Risk at Punjab National Bank, where they focus on conducting independent credit risk ratings. Prior to this, they gained experience at Federal Bank as an Assistant Manager, specializing in credit risk assessments. Additionally, they started their career at Karur Vysya Bank as a Clerk handling branch operations. Ramanand holds a Master's degree in Mathematics from Madras Christian College, and a Master's degree equivalent in Risk Management from the FRM® - Global Association of Risk Professionals. Their educational background also includes a Bachelor's degree in Mathematics from APA College of Arts and Culture.