John-Paul Crutchley is an experienced finance professional with a strong background in investor relations and banking research. Since September 2017, John-Paul has been the Head of Investor Relations at Quilter, focusing on building the IR department in preparation for the company's listing on the LSE and JSE in 2018. Prior to Quilter, John-Paul served as Managing Director of Investor Relations at Atlas Mara Ltd from January 2016 to August 2017, and as Managing Director leading European Banks Research at UBS from October 2008 to September 2015. John-Paul's career also includes roles as First Vice President overseeing UK Banks Research at Merrill Lynch, Director and UK Banks Analyst at Dresdner Kleinwort Benson, Analyst at Credit Lyonnais Securities, and Assistant Director at Barclays, where various management roles encompassed credit analysis, corporate banking, and treasury functions.