Ionut-Cristian Pavel

Ionut-Cristian Pavel, MBA has a diverse background in the banking industry, with experience in various roles and responsibilities. Ionut-Cristian began their career at Finansbank (Romania) SA as a Corporate and Retail Marketing Clerk/Assistant officer from October 2002 to January 2006. Ionut-Cristian then joined Piraeus Bank Romania SA, where they worked as a Relationship Manager from February 2006 to August 2007, achieving notable success and receiving recognition for their performance. Following this, they served as a Branch Manager at Piraeus Bank Romania SA from June 2008 to May 2011. Ionut-Cristian further expanded their expertise as a Branch Manager at Alpha Bank Romania SA from May 2011 to August 2013. Ionut-Cristian then joined Banca Comerciala Romana SA as a Senior-Restructuring Manager, overseeing restructuring activities at the Bucharest Headquarters and Brasov Regional Restructuring Office from September 2013 to August 2017. Currently, Ionut-Cristian Pavel holds the position of Head of Retail Credit Collection Department at Raiffeisen Bank Romania since August 2017. In this role, they manage a team of 110 FTEs, constantly reviewing and improving operational processes, implementing IT projects, and achieving impressive results such as increased cash collections and reduced FTE capacity. Ionut-Cristian has received multiple internal recognitions for their outstanding contributions to NPL reduction and maintaining a Best Friendly Collection Department.

Ionut-Cristian Pavel, MBA obtained a Master of Business Administration (MBA) degree in Business Administration and Management, General from Athens University of Economics and Business in 2008. Prior to that, they earned a Bachelor of Science (BS) degree in Banking and Stock Exchange from Academia de Studii Economice din București in the years 1998-2002. Additionally, Ionut-Cristian Pavel has a certification in Critical Thinking for Better Judgment and Decision-Making from LinkedIn, obtained in 2022.