Karina Ceroni Pipia

Karina Ceroni Pipia is an experienced finance professional with a diverse background in financial analysis, credit recovery, and client management. Currently serving as Coordenador de cobrança and previously as Analista financeiro at Refrigeração Dufrio since June 2019, Karina has also held significant roles at Imóveis Crédito Real, DLL, Agrofel Grãos e Insumos, and John Deere, where responsibilities included strategic analysis, process improvement, debt negotiation, and credit assessment. Karina holds multiple degrees, including a Master's in Financial Management and a specialization in Behavioral Finance from Pontifícia Universidade Católica do Rio Grande do Sul, in addition to a Bachelor's in Accounting and a degree in Marketing from other institutions, showcasing a strong educational foundation in finance and business management.