Republic Bank
Scott Karem, CAMS-FCI, CATFS, CASRA, CRVPM, currently serves as the Director of Republic Credit Solutions at Republic Bank, where responsibilities include risk mitigation, strategic recommendations on credit portfolio performance, and development of business relationships with banking partners. Prior experience includes Vice President roles at MetaBank, managing operations and the Financial Intelligence Unit, and at PNC and U.S. Bank as a De Novo Branch Manager, where significant achievements in loan production and market share expansion were noted. Scott Karem also held the position of First Vice President at J.P. Morgan Asset Management, focusing on regulatory and compliance strategies. Educational qualifications consist of a Bachelor of Science in Political Science from the University of Louisville and certification in Human Resources Management from Bellarmine University.
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Republic Bank
Republic Bancorp, Inc. (Republic) is a financial holding company of Republic Bank & Trust Company (the Bank) and Republic Insurance Services, Inc. (the Captive). The Bank is a Kentucky-based, state chartered non-member financial institution. The Captive is an insurance subsidiary of the Company. It operates in four segments: Traditional Banking, which provides traditional banking products primarily to customers; Warehouse Lending (Warehouse), which provides short-term, revolving credit facilities to mortgage bankers across the Nation; Mortgage Banking, which originates, sells and services long-term, single family, first lien residential real estate loans, and Republic Processing Group (RPG), which facilitates the receipt and payment of federal and state tax refund products. . In addition to Internet Banking and Correspondent Lending delivery channels, the Company has approximately 44 full-service banking centers.