Harold Kim

Harold Kim is a seasoned professional in credit risk management with extensive experience in retail banking. Currently serving as a Senior Retail Credit Risk Manager at Revolut since May 2025, Harold has previously held significant roles at ubank, where responsibilities included managing credit portfolio strategies, and at Commonwealth Bank, overseeing credit risk and pricing for home and personal loans. Harold's career also includes experience at National Australia Bank, focusing on portfolio credit risk and operational risk management. Harold's educational background features an MBA from Melbourne Business School, an MS in Business and Economics from Stockholm School of Economics, and a Graduate Diploma in Accounting from Chartered Accountants Australia and New Zealand, complemented by a Bachelor of Commerce degree from UNSW.