David Chittum

Risk Theory provides nationwide insurance programs which incorporate dynamic coverages, features, and flexible underwriting with dependable, and reasonably priced coverage. By underwriting each risk individually we are able to independently rate and tailor our coverage to fit each unique client’s needs. Risk Theory’s management team brings together a group of seasoned insurance professionals with a combined experience of over 100 years in the insurance world. Risk Theory was founded in 2012 and its headquarters are in Dallas, Texas.