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Vivek Simkhada

Credit Risk And Analytics at Robinhood

Vivek Simkhada is an experienced professional in credit risk and analytics, currently working at Robinhood since July 2023. Prior to this role, Vivek held a position in credit risk at X1 for a brief period before the company's acquisition by Robinhood. Vivek's experience includes risk management at Willa and various managerial roles at Capital One, focusing on credit limit increase and decrease programs, as well as decision sciences. Additionally, Vivek served as a data scientist at the Center for Agribusiness Excellence (CAE) under the RMA-USDA, analyzing crop yield patterns with augmented weather data. Earlier experience includes a data analyst position at Tarleton State University. Vivek earned a Master's in Mathematics with an emphasis on data mining from Tarleton State University and holds dual bachelor's degrees in Economics and Mathematics from the University of Minnesota.

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Robinhood

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Robinhood was founded in 2013 with a mission to make the financial markets more inclusive. Most importantly, they wanted to make sure that regardless of your wealth, income, or background, an individual could feel empowered to be a long-term investor. Robinhood's mobile technology helps to alleviate the headaches associated with investing. They hope to fill the gap for those who do not feel comfortable with the financial system and the constant changes in our ecosystem. With their app, millions are able to invest through a more approachable and convenient design. Robinhood pioneered commission-free stock trading with no account minimums. They offer customers the ability to buy and sell equities through their mobile interface. In addition to their investing solutions, Robinhood Crypto offers commission-free cryptocurrency trading using the same mobile interface as the investing solutions platform. They support almost every state in the US excluding Hawaii and Nevada. Additionally, their Cash Management product is available to those with a Robinhood brokerage account. Brokerage customers can earn interest on idle cash swept to their partner banks and spend cash through an optional Robinhood-branded Mastercard debit card. Robinhood continues to invest their time and efforts towards the investing, crypto solutions, and brokerage solutions. With their premium feature, Robinhood Gold, one can utilize an enhanced instant access to deposits, professional research, Nasdaq level market data, and access to investing on margin.